Stablecoin Payments Hit $390B Annualized as Enterprise Adoption Surges

TLDR: Stablecoin payments total $390B annualized, led by B2B enterprise and supplier settlements. Card-linked spending is fastest growing by transaction count, rising +673% year-on-year. P2P transfers reach $77B with 0.37% market penetration, reshaping remittance corridors. B2C payouts total $11B, growing +86%, led by payroll and creator economy adoption. Stablecoin payments are tracking $390 billion on an annualized basis, data shows. B2B activity dominates with $226 billion, fueled by enterprise settlements and supplier payments. Card-linked spending is rising rapidly, with transaction volumes up 673 percent. Peer-to-peer transfers and early B2C payouts remain smaller but show significant growth momentum. Enterprise and B2B Adoption Drives Market Growth Enterprise and B2B transactions are the main contributors to stablecoin volume, accounting for over half of total payments. Corporate settlements and supplier payments have increased 733 percent compared with prior periods, indicating growing institutional reliance. According to blockchain transaction data shared by expert Leon Waidmann, businesses are integrating stablecoins for faster, borderless liquidity and automated payments. Card-linked spending also continues to rise, positioning debit cards funded with stablecoins as the fastest-growing consumer-facing segment. Stablecoin payments are now tracking at $390B annualized! B2B dominates with $226B. Enterprise payments and supplier settlement up +733%. Card-linked spending up +673%. Stablecoin-funded debit cards are the fastest growing segment by transaction count. P2P transfers… pic.twitter.com/3rQfunBZ6K — Leon Waidmann (@LeonWaidmann) February 28, 2026 P2P transfers remain smaller at $77 billion but already reach a 0.37 percent market penetration rate. This suggests remittance corridors are being restructured as stablecoins replace traditional intermediaries. The growth in enterprise adoption precedes broader consumer adoption, highlighting the strategic p...